Step 01
At
Checkout
Choose Pay in 4 at the till or online. The purchase splits into four instalments, with the schedule shown before you confirm.
Credit service
Buy Now,
Pay Later
With Pay In 4
Equator Group is dedicated to making payments simpler, more flexible and better suited to modern financial needs.
Four instalments
No card change
Cashback included
Open account
How To Use
The Credit
Platform
What are instalment payments? Three steps, and the card you already carry.
At
Step 02
Download
The App
Download the Equator Group credit app and see every instalment, due date and cashback balance on one screen.
Step 03
Connect
& Enjoy
Connect your card once. Instalments settle automatically and cashback lands in the same account.
Earn Cashback
At Hundreds
Of Stores
Featured stores, with the rate paid straight from the app.
5%
eBay store, cash back from the app
8%
Adidas, cash back from the app
10%
Mango Inc., cash back from the app
12%
Bruvana, cash back from the app
Equator
5412 7512 9931 0064
Expires 09/31A. Al Balushi
VISA
Visa Premier card
A Smarter
Way To Pay
Secure, seamless and adaptive digital payments that help businesses grow and give customers a way to spread a cost without a new credit line.
Merchants settle in full on day one; the instalment schedule sits with us, not with the shop.
Merchant paid in full
Adaptive payments
Happy Users
Say
Splitting a purchase into four took one tap and did not touch my existing card limit.
The cashback is real money in the same account, not points I have to redeem somewhere else.
As a merchant I am paid in full on day one. The schedule is Equator's problem, not mine.